Neo Finance is a mortgage and asset finance brokerage built for modern Australia. Home loans, car finance, business lending — sorted in days, not weeks. We negotiate. You sign.
Drag the sliders. No forms, no credit check, no obligation. Numbers are illustrative — we'll sharpen them with a 15-minute call.
Indicative only. Subject to lender assessment & terms.
First home buyers, refinancers, investors — we negotiate sharp rates across the panel.
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New, used, dealer or private sale. Pre-approval in hours, on-road fast.
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Working capital, commercial property, cash flow lending for growing businesses.
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Heavy vehicle, chattel mortgage and plant equipment — for owner-operators and fleets.
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Renovations, weddings, debt consolidation — secured or unsecured, transparent terms.
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Weekend toys to the open road. Lifestyle finance with no fuss.
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Daniel and Priya had been with the same bank since 2019. When rates jumped, their repayments climbed to a level that was starting to hurt. We benchmarked their loan against 60+ lenders, found a sharper option, and handled the switch end-to-end.
Most brokers play it safe and inherit the bank's pace. We move at your pace — and we earn our keep by getting you a sharper deal than you'd find alone.
Got our refi sorted in under a week. Saved us $480 a month — no exaggeration.
— Daniel & Priya M. · Cranbourne, VIC
We don't shoehorn you into a product. Every quote starts with a real conversation — your goals, your cash flow, your timing. Then we shop the panel.
Get a real comparison without touching your credit file. Hard checks only happen when you've chosen the lender and pulled the trigger.
Track applications, upload docs and message your broker from a single secure dashboard. No more PDF-by-email chaos.
You get one broker — not a call centre roulette. The person you call on day one is the same person at settlement.
Our fee comes from the lender we place you with. You get sharper rates and zero broker invoices.
A 15-minute call. We learn your goals, your numbers, and your timeline. No commitment.
We line up 3–5 sharp lender options with side-by-side rates, fees, and features.
You pick. We submit. Most pre-approvals land inside 48 business hours.
We coordinate with your conveyancer, lender and dealer. You sign. We do the running around.
"They got us pre-approved in two days when our bank had been dragging for six weeks. The dashboard alone was worth it."
"Refinanced our home loan and consolidated a car loan in the same go. Repayments dropped by $610 a month. No hidden fees."
"Used Neo for a truck and trailer package. Approval inside 24 hours, on the road by the weekend. Will use again."
Book a free 15-minute call. We'll line up the panel, run the numbers, and tell you straight whether we can beat what you've got.